Employer responsibilities

What an organization using HVR reports is responsible for.

LAST UPDATED 27 AUG 2026 · VERSION 0.9 DRAFT

Draft — requires review by qualified counsel

This page is a product-design placeholder written to show structure, reading level and hierarchy. It is not legal language and is not final. Statutory notices, disclosures, certifications and rights summaries must be drafted or approved by qualified counsel before launch.

01Permissible purpose

Have and certify a permissible purpose for every report you order.

02Disclosure and authorization

Provide a clear disclosure and obtain authorization before obtaining a report.

03Use limits

Use reports only for the purpose certified, and limit internal access to people who need it.

04Adverse action

Follow the required pre-adverse and adverse-action process, including providing a copy of the report and the rights summary.

05Consider corrections

Where a dispute produces a corrected report version, consider the corrected version.

06State and local law

Comply with additional jurisdiction requirements, including limits on what may be considered and additional notices.

07Retention and disposal

Follow your retention schedule and dispose of report information securely.