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State-specific rights

Additional rights that apply depending on where you live. Select your state in the Consumer Center to see what applies to you.

LAST UPDATED 27 AUG 2026 · VERSION 0.9 DRAFT

Draft — requires review by qualified counsel

This page is a product-design placeholder written to show structure, reading level and hierarchy. It is not legal language and is not final. Statutory notices, disclosures, certifications and rights summaries must be drafted or approved by qualified counsel before launch.

01Why this page exists

Several states give consumers rights beyond the federal baseline, including different rules for file access, fees, notices and what may be reported.

02What varies by state

File-access fees and frequency, the information that may be included in a report, required notices at the time of a request, dispute timelines, and rules on compensation history.

03How HVR applies them

State rules are applied when an employer configures a package and when a report is produced, not after the fact.

04Getting state-specific information

Select your state in the Consumer Center, or contact consumer support and we will provide the applicable summary.